Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the JMASC Holdings website (jmascholdings.com) and services. By accessing or using our website and services, you agree to be bound by these Terms.

If you do not agree to these Terms, you may not access or use our services.

Description of Services

JMASC Holdings is a direct lender providing financial services including business term loans, working capital solutions, revenue-based financing, and equipment financing to qualified businesses. Our services are designed to help businesses access capital for growth, operations, and investment.

Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal authority to enter into binding contracts
• Represent a legitimate business entity (if applying on behalf of a business)
• Provide accurate and complete information

Application Process

When you submit an inquiry or application through our website:

• You authorize JMASC Holdings to review your application and verify the information provided
• You consent to credit checks and background verification as necessary
• You understand that submission of an application does not guarantee approval or funding
• All information provided must be accurate, current, and complete

JMASC Holdings reserves the right to approve or deny any application at our sole discretion.

SMS/Text Message Terms

By providing your mobile phone number and opting in to receive text messages, you agree to the following terms:

Automated Messages

If you opt in, you consent to receive automated text messages from JMASC Holdings sent via an automatic telephone dialing system to the mobile number you provide. These messages may include:

• Responses to your inquiries
• Updates on your application status
• Information about financing options
• Service-related notifications
• Account updates and reminders

Message Frequency and Charges

Message frequency varies depending on your engagement with our services. Standard message and data rates may apply as determined by your mobile carrier. JMASC Holdings is not responsible for charges from your wireless provider.

Opt-Out and Help

You may opt out of receiving text messages at any time by:

• Replying STOP to any message
• Emailing contact@jmascholdings.com with your opt-out request

For assistance, reply HELP to any message or contact us at contact@jmascholdings.com.

Carrier Compatibility

Our SMS service is available on all major U.S. wireless carriers. We are not liable for messages that are delayed, undelivered, or not received due to carrier limitations or technical issues.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of JMASC Holdings or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

User Responsibilities

You agree to:

• Use our website and services only for lawful purposes
• Provide accurate, truthful, and complete information
• Maintain the confidentiality of any account credentials
• Notify us immediately of any unauthorized use of your account
• Not engage in any activity that interferes with or disrupts our services

Prohibited Activities

You may not:

• Submit false, misleading, or fraudulent information
• Attempt to gain unauthorized access to our systems or networks
• Use automated systems to access the website without permission
• Engage in any activity that violates applicable laws or regulations
• Harass, abuse, or harm our employees or other users

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• Our services will be uninterrupted, secure, or error-free
• The information provided will be accurate or complete
• Any defects will be corrected

Limitation of Liability

To the fullest extent permitted by law, JMASC Holdings shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless JMASC Holdings, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of our services or violation of these Terms.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of any third-party sites. Your use of third-party websites is at your own risk.

Governing Law

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts of Pennsylvania.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page with a new "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the revised Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and JMASC Holdings regarding your use of our services and supersede any prior agreements.

Contact Information

If you have questions about these Terms, please contact us:

JMASC Holdings
Cheswick, Pennsylvania
Email: contact@jmascholdings.com